RB Hold: 30 Years of Innovation for a More Accessible and Inclusive Supplemental Welfare System
In a context where the sustainability of public systems is at the center of economic and social debate, there is a growing need to integrate public safeguards with clear, timely, and reliable services. Today, supplemental pension plans and supplemental health care require highly specialized administrative and technological management capable of ensuring reliability and strategic vision in complex and regulated fields. Outsourcing thus evolves into an enabling factor, capable of supporting innovation and ensuring operational efficiency.
Thirty years after its founding, the RB Hold Group is one of the leading providers of outsourcing services for supplemental pension plans and supplemental health care, supporting insurance companies, financial institutions, and pension and health care funds. It rounds out its offering by providing clients—both policyholders and non-policyholders—with dedicated tools for accessing private healthcare services. Since 1995, with the founding of Previnet, the company has successfully addressed a growing need: entrusting the management of strategic functions for supplemental welfare to qualified partners.
High-quality outsourcing means advanced information systems, accurate management of social security status, timely payroll processing, transparent processes, and secure, intuitive platforms. It also means the ability to listen to and design tailor-made solutions for each client in an increasingly complex and regulated market.
“We believe it is essential to make structural investments in the skills of outsourcing providers,” said Roberto Favaretto, founder and Chairman of the RB Hold Group, “to enable them to keep pace with the acceleration of technological innovation and avoid inefficiencies stemming from outdated ways of utilizing personnel. The organizational and operational models we currently apply in social security outsourcing for administrative management are destined to find a natural extension in the realm of health funds as well”.
This journey has resulted in ongoing investments in skills developed throughout the country. Founded in Veneto, the company now operates from northern to southern Italy, with growth that has kept pace with the evolution of the supplemental welfare market and the needs of both providers and beneficiaries.
Over the past thirty years, the Group has established a model based on integration among its various companies, collaboration with partners, and the continuous development of processes and technological solutions. This evolution also focuses on environmental and social impacts, in an industry increasingly called upon to ensure transparency and sustainability.
The experience gained over the years now enables the RB Hold Group to tackle the new challenges of supplemental welfare with a long-term vision.
The goal remains to contribute to a more accessible, efficient, and inclusive supplemental welfare system, in which outsourcing is not merely operational management but a strategic lever supporting clients, participants, and the entire social security and healthcare ecosystem.

